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Risk Assessment for Credit Unions, Banks, and other Lending Institutions

Edwards Law, PLC offers expert risk analysis for all types of lending institutions.  Our risk analysis is solvency-based rather than credit-based — a difference that makes our analyses far more useful for predicting default than traditional credit-based methods.

Loan Review Service

A comprehensive review of high-dollar loan applications for your financial institution, prior to loan approval. The review process complements the in-house review by your loan officers. We use the Solvency-Based Risk Assessment model, which predicts the likelihood of default with a high level of accuracy.  This service costs the lender nothing.

Insolvent Account Analysis

A service to identify trends or patterns in the lender’s bankruptcy accounts.  This analysis provides useful insight into lending policies and practices on the branch or corporate level by identifying key variables with a high statistical relevance to the default.