A Statistical Analysis of all Accounts in Bankruptcy
This analysis provides useful insight into lending policies and practices on the branch or corporate level by identifying key variables with a high statistical relevance to the default. Bankruptcy accounts are very useful in this analysis because of the large amount of high-quality personal data an individual bankruptcy filing contains.
This analysis can be performed as a periodic check-up, or as a follow-up to a policy change to test the effectiveness of the new policy.
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